Multiple mega-fires burning more than three million acres. Millions of residents smothered in toxic air. Rolling blackouts and triple-digit heat waves. Climate change, in the words of one scientist, is smacking California in the face. The crisis in the nation’s most populous state is more than just an accumulation of individual catastrophes. It is also an example of something climate experts have long worried about, but which few expected to see so soon: a cascade effect, in which a series of disasters overlap, triggering or amplifying each other.

“You’re toppling dominoes in ways that Americans haven’t imagined,” said Roy Wright, who directed resilience programs for the Federal Emergency Management Agency until 2018 and grew up in Vacaville, Calif., near one of this year’s largest fires. “It’s apocalyptic.”

California’s simultaneous crises illustrate how the ripple effect works. A scorching summer led to dry conditions never before experienced. That aridity helped make the season’s wildfires the biggest ever recorded. Six of the 20 largest wildfires in modern California history have occurred this year.

If climate change was a somewhat abstract notion a decade ago, today it is all too real for Californians. The intensely hot wildfires are not only chasing thousands of people from their homes but causing dangerous chemicals to leach into drinking water. Excessive heat warnings and suffocating smoky air have threatened the health of people already struggling during the pandemic. And the threat of more wildfires has led insurance companies to cancel homeowner policies and the state’s main utility to shut off power to tens of thousands of people pre-emptively.

“If you are in denial about climate change, come to California,” Gov. Gavin Newsom said last month.

Officials have worried about cascading disasters. They just did not think they would start so soon.

“We used to worry about one natural hazard at a time,” said Alice Hill, a senior fellow at the Council on Foreign Relations who oversaw resilience planning on the National Security Council during the Obama administration. “The acceleration of climate impacts has happened faster than even we anticipated.”